Calculators · free, no signup
How much cash is sitting in your land?
Paid-off or lightly-levered land is capital wearing a fence. A cash-out refinance against acreage you already own can fund the next parcel, replanting, equipment, or a partner buyout — without selling ground or opening your books. Enter your land's value and current debt to see what 70% LTV unlocks.
Numbers look workable? A written term sheet takes 48 hours and zero documents — so the real quote costs you five minutes.
Get a term sheetGood questions
What can I use the cash for?+
Any business purpose: acquiring more land, improvements, equipment, paying off a maturing note, partnership buyouts. Business-purpose use is what keeps the loan outside consumer-lending rules.
Do I need income documentation for a cash-out?+
Not with an asset-based lender. The appraised value, your existing debt, and a 680+ credit score decide the number — no tax returns, no P&Ls.
How fast can equity become cash?+
With appraisal and title cooperating, 2–4 weeks from a signed term sheet. The term sheet itself takes 24–48 hours from a five-minute application.
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Educational estimates only, not a loan offer or tax advice. Actual terms are set by underwriting and shown on your term sheet.