Find your situation
Nobody goes looking for a land loan.
Something happens first.
A note matures. A neighbor finally lists. An estate has to settle. A bank that said yes for fifteen years says no. Each of these is a different problem with a different clock, so each one gets its own page — what's actually happening, how the financing works, and how long you really have.
All of these run through the same program: up to 70% of appraised value, up to $1.5M, 680+ credit, no tax returns, 48 states. What changes between them is the clock and the paperwork around it. If your situation isn't on this list, it's still worth a call — most of them start as something nobody had a name for.
Looking for the program details instead? Farm and land loan programs · 137 answers to real questions · Honest comparisons with FSA and Farm Credit