Answers · Land Value & Appraisal
Do permanent plantings like vines and orchard trees add appraised value?
Yes — established, producing plantings add real appraised value, often $10,000–$40,000-plus per acre for mature vineyards and orchards on top of the bare land. But the value curve is a hump: young plantings add less than they cost to install, and old or diseased blocks can appraise below bare ground.
Appraisers value plantings by age and condition class. A vineyard in years 4–20 with sound varieties and a market for the fruit contributes strongly. Years 1–3 contribute development cost minus risk. Past year 25–30, or with virus, disease, or an out-of-favor variety, the block may be valued at salvage — sometimes negative, because removal costs real money.
Variety and contract status matter as much as vigor. Cabernet in a recognized AVA with a grower contract appraises very differently than an oversupplied variety with no home for the fruit. The same logic runs through almonds, apples, and citrus: the planting is a business asset, and its value tracks the crop's economics, not just its biology.
If you are borrowing against planted ground, expect the appraiser to inspect the blocks, review planting dates and production history, and value land and plantings as separate line items. Bring your block map and yield records — good records genuinely move the number.
The Turnrow angle
Turnrow lends against vineyard and orchard properties regularly and reads planting schedules like a farmer does. Producing blocks strengthen a file; a plan to replant tired blocks is a conversation, not a rejection.
Turnrow's vineyard financing program →
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